This is our most popular financing choice. If you want equipment ownership, the ability to build equity and an avenue for depreciation, then you should consider a retail finance contract. Also known as debt financing, a Retail Finance contract allows you to include the funding for related equipment and many of the other costs for placing equipment in service.

When you work with Navistar Capital, a GE Capital program, you can enjoy simple processing and documentation and straightforward, simple-interest loans.

Our interest lies in the success of your truck ownership experience as a crucial part of your business, so we’ll be responsive and flexible.

You can choose from a long list of repayment options, including:

• Full payout loans
• Equal monthly payments
• Level principal payments
• Accelerated payments
• Skip payments to meet changing cash flow needs with seasonal business
• Balloon financing alternatives to preserve monthly cash flow while still maintaining an equity position

The benefits of a Retail Finance Contract are simple to appreciate:

• We offer competitive rates with a flexible repayment schedule to fit your needs
• You have the ability to finance up to 100% of the sale price
• Pre-approved lines of credit
• Accelerated payments to build your equity faster
• Simple loan documentation
• One-stop shopping for both truck and trailer financing